United Healthcare Maternity Health Insurance? Is it righteous?

Does anyone have it or know give or take a few it? The plan I'm thinking of getting is called "copay select." It have a $197 mo. premium, $2500 deductible, and covers maternity costs up to $2500 for the first 1-2 years, up to $5000 for the 3rd and 4th year, etc. Complications are covered by the "highest medical" part. I guess I'm thinking that $2,500 seem like loving of low coverage for a normal childbirth. However, one suitable thing is that in attendance is no waiting period. Anyone hold any advice?? My warning would be to call them and ask them directly, and not acquire second hand information